![Pep Ruiz](https://js2xjvrn.openweb.bbva/wp-content/uploads/2014/03/Pep_Ruiz677-e1395675358211-120x120.jpg)
Pep Ruiz
BBVA Research - Principal Economist
•Degree in Economics, Universidad Autónoma de Barcelona
•Adviser at the Office of the Prime Minister (1995)
•Associate Professor, Universidad Carlos III (1996)
•General Director of the Public Rental Agency (SPA) (2005-2007)
•Real Estate Analysis Director at Analistas Financieros Internacionales (2007-2009)
•At BBVA since 1997
Latest publications
October 11, 2021
test Global | The COVID-19 impact on Consumption in Real Time and High Definition: Oct 11t
Consumer spending growth stabilises at August levels in most countries, but with mixed movements by sector of activity. E-commerce maintains the pace of growth in almost all geographies, while the use of cash is losing ground. Spending on services outpaces spending on goods.
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May 21, 2020
Global | The COVID-19 impact on Consumption in Real Time and High Definition
This is a weekly publication based on high-frequency and high-resolution aggregated and anonymised transaction data from BBVA to analyse the dynamics in real time of expenditure in the countries where BBVA operates during the ongoing COVID-19 pandemic.
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