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Protection of Customers’ Funds in Electronic Money: a myriad of regulatory approaches

Published on Friday, October 28, 2016 | Updated on Wednesday, July 13, 2022

Protection of Customers’ Funds in Electronic Money: a myriad of regulatory approaches

Summary

Like all financial services, electronic money presents risks that need to be addressed. National regulatory efforts have followed a myriad of approaches to ensure that customers (i) are effectively protected against loss of their funds in the event of insolvency of the issuer (insolvency risk) and (ii) are able to access their funds upon demand (liquidity risk).

Geographies

Authors

Rosa Oliveros
Lucía Pacheco

Documents and files

Report (PDF)

Safeguardingelectronicmoneyfunds_en

English - October 28, 2016

Report (PDF)

Safeguardingelectronicmoneyfunds_es

Spanish - October 28, 2016

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