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Published on Thursday, June 21, 2018 | Updated on Thursday, June 21, 2018

The use of cash and its determinants

Summary

The digital revolution is leading to an increased use of electronic payment instruments; however, cash is still used in 79% of retail payments. This note analyses the factors driving the use of cash for payments across EU countries classified in four categories: access to cash and banking products, degree of digitalisation, macroeconomic environment and cultural factors.

Geographies

Topics

Authors

Javier Alonso Cambridge
Hicham Ganga
Jesus Lozano BBVA Regulation - Regulation Manager
Álvaro Martín
Pablo Mirón Ramos
Cristina Plata
Ana Rubio BBVA Regulation - Head of Financial Regulation
Adrián Santos
Javier Villar

Documents and files


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Report (PDF)

2018-06-The-use-of-cash-and-its-determinants_EDI-vf

English - June 21, 2018

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