Published on Thursday, August 18, 2016 | Updated on Friday, August 19, 2016

U.S. | The future of branches

Summary

Branches are still relevant for acquiring deposits and delivering retail products and services. The national network of branches is close to optimal, thus the marginal returns from adding new branches are small. The decrease in the number of branches relative to real deposits and population since 2007 reflects less branch-intensive banking, which is likely to continue

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Filip Blazheski

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160818_TheFutureOfBranches_esp

Spanish - August 18, 2016

Report (PDF)

The future of branches

English - August 18, 2016

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