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Reporte Mensual de Banca y Sistema Financiero

La captación bancaria tradicional estabiliza su dinamismo, los depósitos a plazo mantienen el crecimiento real a doble dígito.

Mexico | Traditional bank deposits register a short-term rebound

In March 2020, the nominal annual growth rate of traditional bank deposits (demand + term) was 13.9% (10.9% real), showing an unusual increase compared to the result observed in February (when it registered nominal growth of 5.8%) and in March 2019 (month in which it grew 7.7%).

Mexico | Bank deposits remain vulnerable to risks in the economic environment

During the month of January, bank deposits remained weak due to the stagnation of economic activity and lower short-term interest rates.

Mexico | Traditional bank deposits in 2019 recorded the lowest growth of the last 5 years

In December 2019, the nominal annual growth rate of traditional bank deposits (demand + term) was 5.5% (2.6% real), showing a slight recovery from the result observed in November (4.7%), but insufficient to reverse the slowdown observed as of August 2019.

Mexico | Traditional deposits maintains slowdown in the last quarter of 2019

In November 2019, the growth of bank deposits maintained its deceleration trend compared to what was observed at the beginning of the year, although it registered a marginal advance with respect to October, which may be associated with seasonal factors.

Mexico Banking Outlook. Second half 2019

In the first nine months of 2019, the main source of growth in bank credit to the private sector was business loans. Commercial bank deposits lose dynamism. Weakness of external financing sources is influenced by concerns regarding the global economic cycle and internal uncertainty.

Mexico | Economic weakness prevails in the lower growth of bank deposits

During September 2019, bank deposits seems to have been more influenced by the prolonged weakness of economic activity in Mexico than by the environment of lower interest rates. This was reflected in a slower pace of joint growth of demand and term deposits, a fact that has not been observed since December 2018.

Mexico | Trend change in the annual growth rate of the components of bank deposits

The signal of change in the dynamics of the fundraising of the banking sector was confirmed in August. The beginning of the cycle of cuts by the central bank of the short-term interest rate influenced so that the term deposits grew to its lowest level in almost two years.

Mexico | Signs of change in the recent dynamics of sight and term deposits

Sight deposits hiked to 5.7% (YoY), while term deposits slowed down to 12.9% (YoY), influenced by possible signs of change in savings dynamics.

Mexico | Less dynamism in bank deposits in June influenced by demand deposits

During the month of June, the weakness of the economy once again influenced the growth in the deposits of the banking system. Similarly to the last months, low growth rates of demand deposits predominated over double-digit growth rates of term deposits.

Mexico | Monthly Report on Banking and the Financial System. July 2019

Update of financial savings and financing indicators in Mexico. Credit limit raised by INFONAVIT. Market performance supported by expected interest rate cuts. Reports by Sociedades de Información Crediticia (Credit bureaus). Information received by SIC from financial institutions.

Mexico | The effects of economic weakness are accentuated over traditional bank deposits

The continued decline in the pace of economic activity and the risks in both commercial and economic policy have had an adverse influence on deposits of the banking system, to the point that the nominal growth of the traditional deposits during May 2019 was located at its lowest level since the end of 2013.

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