Companies

Although energy and borrowing costs may be falling, businesses will have other challenges to contend with in 2024, including the risk of changes in labor regulation and taxation.

In recent years, there have been warnings about the outbreak of a new international crisis. But the cause of the global crisis is the unknown risk that nobody expected: the COVID-19 pandemic.

With changes to labor regulations being proposed, priority should be given to addressing structural challenges that have not been resolved by the reforms that have taken place in recent years. Among these factors that are embedded in the Spanish economy is productivity.

When increases in the minimum wage are determined based on the evolution of productivity and employment, a high minimum wage reflects—in the long-term—the good health of the economy, competition in its markets, its productive capacity and a high standard of living.

Financial Education Day was celebrated in Spain on Monday, October 7. We have also recently started to notice the effects of the beginning of autumn on health.

One situation that is often used in works of fiction is the existence of an underlying, unresolved tension between two of the characters, let’s say dealing with feelings, which goes on to affect the development of the plot.

In September 2017, the balance of the current credit granted by commercial banks to the private sector grew at a nominal annual rate of 12.2% (5.5% real), 1.0 percentage point below the rate observed the previous month (13.3%) and 3.4 percentage points below that registered in September 2016 (15.6%)

In August 2017, the balance of current credit granted by commercial banks to the private sector grew at a nominal annual rate of 13.2% (6.2% real), 0.6 percentage points higher than the rate observed in the previous month (12.6%), but 2.8 percentage points below that registered in August 2016 (16.1%)