digitization |

Aragón... Broadly Speaking

BBVA Research has closely analyzed the Aragonese economy for a number years. We witnessed the resurgence following the "Great Crisis": 7 consecutive years of growth allowed GDP to recover, and it will grow above the average in Spain.

Big Data techniques used

Use of Big Data at BBVA Research to better understand the society, economy and the world

Presentation made in the joint event of BBVA CIB and Bloomberg held in Geneva about digitalization in private banking where BBVA Research showed some of the developed tools and products using Big Data to enrich the economic, social and geopolitical analysis.

Reforms to Boost Prosperity

The Spanish economy is suffering a double impasse. Politically, although a government has just been formed, it is difficult to anticipate what support it will have for approving new general budgets and legislative initiatives that provide a new momentum for reform. Economically, GDP has slowed.

Spain | Digitization of public administrations in Spain

This paper analyzes the digitalization of public administrations in Spain with a double objective: to know the progress in the provision of digital public services and to identify the sociodemographic determinants that affect the probability of citizens using electronic administration

The digitalization of money

Continuous innovation and the gradual decline of the use of cash are giving way to a new digital monetary system. Central banks must define the new role they will play coming out of this transformation.

Colombia | Digital environment of Colombian companies

An analysis of use and access of the tools for the digital era in Colombian companies, such as: electronic devices, Internet, electronic commerce, large volumes of information, among others. We analize variables that define the adoption and penetration in the company as size and economic sector

Colombia | Digital presence in Colombian households

An analysis of digital adoption trends in Colombian households has been carried out, taking into account the different variables surrounding the use, access and enjoyment of digital technologies.It has also highlighted some shortcomings in Colombia's digital infrastructure.

DiGiX 2018: A Multidimensional Index of Digitization

DiGiX is a composite index that measures the degree of digitization in 99 countries around the world. It classifies information into three broad categories, supply conditions, demand conditions, and institutional environment.

Digital transformation, concentration of production, and monetary policy

The US Federal Reserve closed the summer with its famous annual symposium at Jackson Hole, where renowned economists delve into topics of key importance to monetary policy. The meeting addressed one of the growing concerns about digitisation, namely the ever greater concentration of economic activity in a small number of large companies.

The use of cash and its determinants

The digital revolution is leading to an increased use of electronic payment instruments; however, cash is still used in 79% of retail payments. This note analyses the factors driving the use of cash for payments across EU countries classified in four categories: access to cash and banking products, degree of digitalisation, macroeconomic environment and cultural factors.

Insurance Outlook. First semester 2018

Insurance projections for 2018 and 2019 show a general improvement, once corrected the volatility in the life savings branch during 2017. Insurance online purchases are still very low in Spain compared with the European Union, but their growth is very significant. According to BBVA big data, car insurance is the most purchased one by card online.

More ambition for the European Fintech

Fintech refers to the application of new technologies to financial services. Although the term is often used narrowly to refer to start-ups, the fact is that financial institutions and major technology companies also form an active part of the digital transformation of financial services.

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