Financial health
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January 27, 2020
Colombia | Financial health shapes consumer welfare
The ability to cope with financial shocks from one's own resources is called financial vulnerability. It is measured as the period of time that individuals can survive by covering their needs if they lose their main source of income and without using credit.
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January 27, 2020
Peru | Financial health shapes consumer welfare
The ability to cope with financial shocks from one's own resources is called financial vulnerability. It is measured as the period of time that individuals can survive by covering their needs if they lose their main source of income and without using credit.
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December 2, 2019
At almost 50 years from the first of the Christmas bonus mandatory in Mexico
At almost 50 years from the first of the Christmas bonus mandatory in Mexico, the note gives recommendations for using it, and safety and self-control tips for the financial health of workers in Mexico who receives this bonus.
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November 28, 2019
Bringing Social Security into the 21st Century
The structure of the current Spanish pension scheme is essentially the same as when it was set up at the end of the 1960s. In the 50 years that have gone by since its creation, the only changes it has seen have been to its parameters.
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November 25, 2019
Colombia | How can I improve my financial health?
Financial Health is a condition in which people can fully meet their current financial obligations, feel secure about their financial future and are able to make decisions that allow them to enjoy life.
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August 30, 2019
Disentangling Vulnerability through Consumer Behavior: The Role of Financial Health
This paper analyzes the effect of financial participation on consumer's financial vulnerability, which is pervasive in the developing world. The financial behavior of consumers (i.e. financial health) has a greater positive effect on financial vulnerability than the narrower concept of financial inclusion.
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January 2, 2019
Financial Resilience of Brazilian Households
Many individuals and households experience moments of financial difficulty, prompted either by a personal shock, such as losing a job, or an economy-wide shock, such as a recession. Financial resilience is key for consumer welfare and the formal financial system plays an important role.
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