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January 13, 2020
The transformation toward the new digital economy, characterized by mobile Internet access and the use of the cloud, has resulted in lower investment in ICT capital goods and increased access to this technology through pay-to-use services.
November 22, 2019
The rise of the New Digital Economy is altering the dynamics of economic growth. Using cloud computing services fosters productivity and innovation by providing flexibility and scalability. It is a shift from owning ICT assets to purchasing ICT services.
December 3, 2018
Since the invention of the steam engine at the end of the eighteenth century, technological innovation has been the main source of growth in developed economies. In particular, it is the key reason why today’s average Spanish worker earns eight times as much as at the beginning of the twentieth century, for one third fewer hours.
July 5, 2018
Peru lags behind other Latin American countries in the development of innovation. This situation partly reflects inadequate institutional development and a lack of coordination between the actors involved (public sector, private sector and research centres)
November 16, 2017
We have developed a China Vulnerability Sentiment Index using Big Data. The CVSI index allows us to track the 4 different vulnerability components: SOEs, Shadow Banking, Housing Bubble & FX speculative.
November 16, 2017
Transformations in banking as a result of the new digital age are challenging financial regulation and supervision. Benefits and risks from the transformation of financial services. The European Banking Authority’s approach to FinTech. Among other issues.
September 7, 2017
In this issue we will focus on: Banks and new digital players: is there a level playing field?; The paradox of the digital consumer: more demanding but less aware of his rights; PSD2 implementation: transposition deadline draws closer; Central Bank Digital Currencies (CBDC): challenging the financial system as we know it and; Financial innovation policies across the EU
May 19, 2017
Dual economy in which many firms do not promote the accumulation of human capital,innovation and trade in international markets. The size of firms and its determinants, product market regulations and the environment for doing business are of paramount importance. All this in a more globalised world economy undergoing an unprecedented and disruptive technological revolution
February 16, 2016
In this issue we focus on: RegTech, the new magic word in FinTech; Focus on innovation in Australian banks’ DNA; Remote opening of financial products in Latin America; Big Data management and use in the financial services industry; and Financial services trends for 2016
December 28, 2015
The study of the process of this phenomenon can be conducted on either the supply or the demand side. On the supply side, innovation is one of the main pillars underpinning economic growth in countries (Schumpeter,1910; Romer, 1995). On the demand side, there is an abundance of literature, that develops the theories of technological dissemination (Bass, 1964; Rogers, 1995)
December 7, 2015
La convergencia de España con las principales economías avanzadas requiere aumentar el empleo y la productividad. Las regulaciones del mercado de trabajo son importantes, pero también el tamaño de las empresas y sus determinantes, las regulaciones sobre los mercados de productos y, en general, el entorno para hacer negocios.
