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March 9, 2022
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May 4, 2020
Financial vulnerability refers to the ability of individuals or households to cope with a shock involving the loss of the main source of income. We establish the degree of financial vulnerability of Spanish households in three categories: highly vulnerable, vulnerable, and secure.
January 27, 2020
The ability to cope with financial shocks from one's own resources is called financial vulnerability. It is measured as the period of time that individuals can survive by covering their needs if they lose their main source of income and without using credit.
January 27, 2020
The ability to cope with financial shocks from one's own resources is called financial vulnerability. It is measured as the period of time that individuals can survive by covering their needs if they lose their main source of income and without using credit.
November 25, 2019
Financial Health is a condition in which people can fully meet their current financial obligations, feel secure about their financial future and are able to make decisions that allow them to enjoy life.
August 30, 2019
This paper analyzes the effect of financial participation on consumer's financial vulnerability, which is pervasive in the developing world. The financial behavior of consumers (i.e. financial health) has a greater positive effect on financial vulnerability than the narrower concept of financial inclusion.
June 24, 2019
On April 12, the Mexican National Banking Commission (CNBV) published the level of financial literacy of Mexicans in 2018, which was 58.2 out of 100 points. This note describes the main questions related to financial "knowledge", "behaviors" and "attitudes" that were answered incorrectly by more than half of Mexicans.
January 10, 2019
The objectives of the proposals are: a) to deepen both the banking sector and the stock market, b) to have more efficient payment metods for the population and, c) in general, to make more efficient the task of capturing and promoting savings, as well as channeling it to productive investment.
January 2, 2019
Many individuals and households experience moments of financial difficulty, prompted either by a personal shock, such as losing a job, or an economy-wide shock, such as a recession. Financial resilience is key for consumer welfare and the formal financial system plays an important role.
