Insurance

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The dynamics of total consumption with BBVA cards still shows no signs of a definitive take-off, even though the last measurement was able to detect the Cyber Week effect. On this occasion, we present a new leading indicator on the performance of total private registered employment and its main sectors.

Insurance sector is going to gain momentum in the next two years given the improvement in households' income and the decrease in unemployment. Climate change implies an economic cost for the insurance companies, financial sector and the economy as a whole.

Insurance projections for 2018 and 2019 show a general improvement, once corrected the volatility in the life savings branch during 2017. Insurance online purchases are still very low in Spain compared with the European Union, but their growth is very significant. According to BBVA big data, car insurance is the most purchased one by card online.

El ahorro voluntario a largo plazo cobrará cada vez mayor importancia, de cara a las tendencias demográficas globales

• Sólo 22% de los adultos cuentan con algún tipo de seguro privado • Se establece el Seguro Obligatorio de Responsabilidad Civil para Tránsito Carretero • La Reforma Financiera prohíbe las ventas atadas a la contratación de algún producto o servicio financiero • En abril de 2015 entrará en vigor la nueva Ley de Instituciones de Seguros y Fianzas

El ahorro voluntario a largo plazo cobrará cada vez mayor importancia, de cara a las tendencias demográficas globales que apuntan a un mayor envejecimiento poblacional y a una mayor esperanza de vida

A universal pension scheme, an unemployment insurance plan have as well as several reforms on social security laws are proposed